Weâ€™ve talked about personal injury awards in car accidents given New Yorkâ€™s no-fault system quite a lot on this blog, including this post on New York’s serious injury threshold and this one on who pays for injuries to cyclists.
But what happens if you donâ€™t own a car (and therefore don’t have no-fault coverage yourself) and you are injured by the driver of a stolen car, or aÂ driver who is uninsured, or a driver who leaves the scene of the accident? Who can you turn to make you whole after your injury?
Fortunately, the State of New York has an indemnification fund for this very purpose: the Motor Vehicle Accident Indemnification Corporation (MVAIC). (more…)
What is No-Fault Insurance and What Does it Cover?
No-fault insurance is coverage under the automobile insurance policy of the New York vehicle you occupy at the time of an accident. You may also be eligible for this coverage if you are a pedestrian hit by a vehicle.
This coverage is designed to pay for your lost wages, medical bills and other medically-necessary expenses. This means that your doctor must put everything in writing. It is called no-fault insurance because it is available regardless of who caused the accident. (more…)
There are many recreational activities to participate inÂ duringÂ the winter season, including skiing, snowboarding, sledding, ice skating and more. Unfortunately, treacherous winter weather and the nature of some of these activities results in the risk of injuries among adults and young children alike.
In 2013, more than 47,000 people were treated in emergency rooms for injuries related to sledding, ice skating and snowboarding. What’s perhaps more surprising is that the majority of these winter sports injuries could have been prevented. (more…)
Clients sometimes wonder, “Will a medical condition IÂ had before my accidentÂ prevent meÂ from recovering money?”
There is no one-size-fits-all answer to this question. While in some cases a preexisting condition may impact your ability to recover, in other cases it may not foreclose you from recovery.
The outcome of the situation will vary based onÂ your specific circumstances.
Here, we’ll help you understand the different types of pre-existing conditions and how to go about pursuing compensation if you’ve been injured even if you have a pre-existing condition. (more…)
Winter driving in the Northeast can be challenging and dangerous! With winters that leave our roads slick with ice, snow and slush, let’s take a moment to refresh our memories on how to avoid bad winter drivers and be prepared in the event of an accident.
Winter Driving Tips
Here are a few tips to help you stay safe and avoid winter drivingÂ hazards when the roadways are covered in snow and ice this winter. (more…)
Most people have, at some point in their lives, experienced how blinding the sun can be if its rays shine directly into your eyes. This can be especially problematic when you are behind the wheel of a car.
There are a number of factors that can make driving into the sun â€“ an already difficult driving scenario â€“ worse. These factors include driving on a street running east and west, sun glare from any snowfall, dirt and grime accumulations on your windshield, and light-colored dashboards.
The chances of encountering dangerous sun glare conditions are heightened in fall and winter when the trees have fewer leaves on them and the sun sets earlier in the evening.
Despite the fact that the position of the sun is not something the ordinary motorist can control, the New York Court of Appeals has determined that sun glare is not a valid excuse for a motor vehicle accident, especially one with a pedestrian. (more…)
Although rare, auto accidents are sometimes caused by sudden â€śmedical emergencies,â€ť which cause a driver to lose control of their car.
Wondering what happens if you or a loved one were involved in an accident involving a driver who experienced a medical emergency while behind the wheel?
Read on to learn more about car accidents involving sudden medical emergencies. (more…)
People in many occupations drive as part of their jobs on a daily basis. Whether making deliveries, traveling to meet with clients, or visiting various service locations, employees – like all motorists – are expected to drive carefully and responsibly, so as not to cause harm to others.
But if an employee acts negligently or is involved in an accident while driving to complete duties associated with their job, it may be the employer who is held responsible.
If you drive for your job, you run a company that includes employees who drive while on the job, or you’ve been involved in an accident with someone who was driving for work, read on to find out what to expect when employees are involved in car accidents during the scope of their employment.Â (more…)
If you or a loved one is seriously injured, choosing the right personal injury lawyerÂ is an important decision that will impact the rest of your life. The attorney who represents you will be your advocate to ensure you receive the money you need for future medical treatment, and supporting your family for years to come. Finding the right attorney is more than just finding someone who can get you a quick settlement.
At Maynard O’Connor, we think that in addition to getting you all of the money you deserve, your attorney should also be someone who you can talk to, trust, and who will help guide you through this difficult time in your life. We understand you have serious injuries and are facing difficult challenges.
Choosing the right attorney is a serious choice. Here are a few considerations to help you choose the right personal injury attorney: (more…)
Many people have the misconception that if youâ€™ve been in an accident, you need to file a lawsuit right away. However, this â€śrush to the courthouseâ€ť should be discouraged, and is sometimes detrimental to your recovery.
The decision as to whether or not to file a lawsuit is actually quite complicated, and involves weighing a number of factors and the consideration of many relevant issues. (more…)